diff --git a/config/sync/field.field.node.ligne_comptable.field_tva.yml b/config/sync/field.field.node.ligne_comptable.field_tva.yml
index 2501fe3..38dde8d 100644
--- a/config/sync/field.field.node.ligne_comptable.field_tva.yml
+++ b/config/sync/field.field.node.ligne_comptable.field_tva.yml
@@ -15,7 +15,7 @@ required: false
 translatable: true
 default_value:
   -
-    value: 0.0
+    value: 10.0
 default_value_callback: ''
 settings:
   min: null
diff --git a/web/modules/custom/figli_compta_ledger/css/ledger-form.css b/web/modules/custom/figli_compta_ledger/css/ledger-form.css
index 3abb417..968a660 100644
--- a/web/modules/custom/figli_compta_ledger/css/ledger-form.css
+++ b/web/modules/custom/figli_compta_ledger/css/ledger-form.css
@@ -148,10 +148,16 @@ html.gin--dark-mode .figli-ledger-form {
    figli_compta_ledger_node_presave()) -- a faint fill and full opacity
    (overriding the browser's default half-transparent disabled look,
    which would make the computed number harder to read) instead of the
-   plain white/transparent of an editable field. */
+   plain white/transparent of an editable field. -webkit-text-fill-color
+   specifically: Chromium renders disabled/autofilled input text through
+   this property instead of `color` -- left alone, it defaults to a
+   fixed grey that's illegible against either theme's --flform-bg-subtle
+   (near-invisible dark-grey-on-dark-grey in dark mode, the actual bug
+   reported; same risk in light mode against a light fill). */
 .figli-ledger-form input:disabled.form-element {
   background: var(--flform-bg-subtle);
   color: var(--flform-text);
+  -webkit-text-fill-color: var(--flform-text);
   opacity: 1;
   cursor: default;
 }
diff --git a/web/modules/custom/figli_compta_ledger/figli_compta_ledger.install b/web/modules/custom/figli_compta_ledger/figli_compta_ledger.install
index b18675c..8a0e947 100644
--- a/web/modules/custom/figli_compta_ledger/figli_compta_ledger.install
+++ b/web/modules/custom/figli_compta_ledger/figli_compta_ledger.install
@@ -388,13 +388,13 @@ function figli_compta_ledger_update_8003() {
 function figli_compta_ledger_update_8004() {
   _figli_field('node', 'ligne_comptable', 'field_tva', 'TVA (%)', 'decimal', ['precision' => 8, 'scale' => 4, 'min' => 0]);
 
-  // New lines default to 0% rather than blank -- the common case (every
-  // type other than charge/entrée/achat/hébergement with a real invoice)
-  // has no VAT at all, so this is one less field associates need to
-  // touch for most lines.
+  // New lines default to 10% (taux intermédiaire) rather than blank --
+  // most new lines associates enter do carry VAT, so this saves a click
+  // on the common case instead of silently defaulting to "no VAT" for
+  // every line unless someone remembers to change it.
   $field_tva = FieldConfig::loadByName('node', 'ligne_comptable', 'field_tva');
   if ($field_tva && $field_tva->getDefaultValueLiteral() === []) {
-    $field_tva->setDefaultValue(0)->save();
+    $field_tva->setDefaultValue(10)->save();
   }
 
   // Weights are plain integers -- entity_display component config
diff --git a/web/modules/custom/figli_compta_ledger/figli_compta_ledger.module b/web/modules/custom/figli_compta_ledger/figli_compta_ledger.module
index ca6f009..3f03610 100644
--- a/web/modules/custom/figli_compta_ledger/figli_compta_ledger.module
+++ b/web/modules/custom/figli_compta_ledger/figli_compta_ledger.module
@@ -141,7 +141,11 @@ function figli_compta_ledger_form_alter(&$form, FormStateInterface $form_state,
     $current = $tva_field['#default_value'] ?? NULL;
     $rate_default = 'autre';
     if ($current === NULL || $current === '') {
-      $rate_default = '0';
+      // 10 % (taux intermédiaire), not 0 -- most new lines associates
+      // enter do carry VAT, so this saves a click on the common case
+      // instead of silently defaulting to "no VAT" for every line
+      // unless someone remembers to change it.
+      $rate_default = '10';
     }
     else {
       foreach (array_keys($taux_officiels) as $rate) {